St. Pierre Digital — Profit First P&L

Formula-driven · all rates fixed · CPQBC $250 · SUR 60% · Close 20% · Churn 10%/mo · CAC $2K · no aspirational overrides

Profit ($400/client)
Ops ($500/client)
Media ($300/client)
Tax ($300/client)
Net growth rate
4.4%/mo
14.4% closes − 10% churn
End of 2026
17 clients
$26K MRR · $7K/mo take-home
End of 2027
29 clients
$43K MRR · $11K/mo take-home
End of 2028
48 clients
$72K MRR · $19K/mo take-home
End of 2029
80 clients
$121K MRR · $32K/mo take-home
Floor
15 clients
$6K profit = monthly burn
MoM Growth — Jan 2027 through Dec 2029
Cash MRR · Media Spend · Take-Home (Profit acct) — all formula-derived, no overrides
Q4'26 Q1'27 Q2'27 Q3'27 Q4'27 Q1'28 Q2'28 Q3'28 Q4'28 Q1'29 Q2'29 Q3'29 Q4'29
Revenue — $1.5K cash kept per client per month
Active Clients (avg)16182023263034394450576574
Cash MRR$23.5K$26.7K$30.4K$34.6K$39.4K$44.8K$51.0K$58.1K$66.1K$75.2K$85.5K$97.3K$110.8K
EBITDA (profit + tax accts)$11.0K$12.5K$14.2K$16.2K$18.4K$20.9K$23.8K$27.1K$30.8K$35.1K$39.9K$45.4K$51.7K
EBITDA Margin47%47%47%47%47%47%47%47%47%47%47%47%47%
Profit First — $400 profit · $500 ops · $300 media · $300 tax per $1.5K collected
Profit acct · $400/client$6.3K$7.1K$8.1K$9.2K$10.5K$12.0K$13.6K$15.5K$17.6K$20.0K$22.8K$26.0K$29.5K
Ops acct · $500/client$7.8K$8.9K$10.1K$11.5K$13.1K$14.9K$17.0K$19.4K$22.0K$25.1K$28.5K$32.4K$36.9K
Media acct · $300/client$4.7K$5.3K$6.1K$6.9K$7.9K$9.0K$10.2K$11.6K$13.2K$15.0K$17.1K$19.5K$22.2K
Tax acct · $300/client$4.7K$5.3K$6.1K$6.9K$7.9K$9.0K$10.2K$11.6K$13.2K$15.0K$17.1K$19.5K$22.2K
Sales Funnel — media ÷ $250 CPQBC · × 60% SUR · × 20% close [all rates fixed]
Total Media Spend (clients × $300)$4.7K$5.3K$6.1K$6.9K$7.9K$9.0K$10.2K$11.6K$13.2K$15.0K$17.1K$19.5K$22.2K
Qualified Booked Calls/mo19212428323641465360687889
Qualified Live Calls/mo (booked × 60%)11131517192224283236414753
New Closes/mo (live × 20%)2.32.62.93.33.84.34.95.66.37.28.29.310.6
Clients Churned/mo (roster × 10%)1.61.82.02.32.63.03.43.94.45.05.76.57.4
Net Clients Added/mo0.70.80.91.01.21.31.51.71.92.22.52.93.2
CPQBC · SUR · Close · Churn (all fixed)$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%$250 · 60% · 20% · 10%
CAC (fixed)$2K$2K$2K$2K$2K$2K$2K$2K$2K$2K$2K$2K$2K
LTGP:CAC (fixed)3:13:13:13:13:13:13:13:13:13:13:13:13:1
Close Economics — 6-week commitment · $4.5K invoice · $2.25K cash on call
Cash Collected on Closes/mo$5.1K$5.8K$6.6K$7.5K$8.5K$9.7K$11.0K$12.5K$14.3K$16.2K$18.5K$21.0K$23.9K
Revenue Added · LTV/mo (closes × $9K)$20.3K$23.1K$26.3K$29.9K$34.0K$38.7K$44.1K$50.2K$57.1K$64.9K$73.9K$84.1K$95.7K
LTGP Added/mo (closes × $6K)$13.5K$15.4K$17.5K$19.9K$22.7K$25.8K$29.4K$33.4K$38.1K$43.3K$49.3K$56.1K$63.8K
Net Profit Added/mo (closes × $4K)$9.0K$10.3K$11.7K$13.3K$15.1K$17.2K$19.6K$22.3K$25.4K$28.9K$32.8K$37.4K$42.5K
Labor & Content — $6K fixed labor · excess ops → content production
Fixed Labor (all-in)$6K$6K$6K$6K$6K$6K$6K$6K$6K$6K$6K$6K$6K
Labor as % of Cash MRR26%22%20%17%15%13%12%10%9%8%7%6%5%
Content Production Budget$1.8K$2.9K$4.1K$5.5K$7.1K$8.9K$11.0K$13.4K$16.0K$19.1K$22.5K$26.4K$30.9K
Outcome
Media spend / day$157$178$203$231$263$299$340$387$440$501$570$649$738
Akash take-home / mo$6.3K$7.1K$8.1K$9.2K$10.5K$12.0K$13.6K$15.5K$17.6K$20.0K$22.8K$26.0K$29.5K
Akash take-home / yr (annualized)$75K$86K$97K$111K$126K$143K$163K$186K$211K$241K$274K$311K$354K
All unit economics fixed — CPQBC $250, SUR 60%, close 20%, churn 10%/mo, CAC $2K. No improvement curves. Net growth = 4.4%/mo (14.4% close rate on roster − 10% churn). No mathematical ceiling — growth continues indefinitely. Labor fixed at $6K/mo. Content budget = ops excess above $6K — compounds automatically with MRR. Floor: 15 clients = $6K profit = monthly burn. Do not drop below this under any circumstances.